Strong Public-Private Alliance Supporting New Homeowners
Dubai has long been recognized for its ambition and forward-thinking approach to urban development. In a notable shift toward supporting personal aspirations, the Dubai Land Department (DLD), in collaboration with the Dubai Department of Economy and Tourism (DET), has launched the First-Time Home Buyer Program. This milestone initiative is designed to make homeownership in Dubai more accessible and financially attainable for residents, reflecting the city’s ongoing commitment to inclusive growth and long-term stability.
At its core, the initiative focuses on helping more people take the leap toward buying their first home in Dubai. It is open to UAE residents of all nationalities and income levels, aged 18 and above, who do not currently own a freehold property in the emirate. Whether you’re an Emirati or an expatriate, the program is a strong incentive to move from renting to owning a home.
Unveiled on July 2nd at the Dubai Land Department headquarters, the program has the backing of key stakeholders across both the public and private sectors. Senior officials including Majid Al Marri, CEO of Real Estate Registration Sector at DLD, and Hadi Badri, CEO of Dubai Economic Development Corporation, were present at the launch. Leading developers such as Emaar, DAMAC, Nakheel, Ellington, Azizi, Danube, and several others have pledged their support to the programme.
Their support brings tangible advantages for new buyers entering the market for their first home in Dubai. Participating developers are offering a comprehensive package of benefits, including:
These benefits are designed to remove common hurdles such as high upfront costs, complex procedures, and limited access to financing—making the dream of owning a first home in Dubai more achievable than ever.
This program marks a pivotal moment in the city’s real estate evolution, especially for those who have dreamed of buying their first home in Dubai but faced challenges related to pricing, mortgage access, or lack of priority during new property launches. With Dubai’s population steadily growing and the demand for housing rising in tandem, the program is a proactive step toward ensuring the market remains inclusive and sustainable.
The initiative isn’t just about individual homeownership; it aligns with broader economic and social goals. It directly supports the Dubai Economic Agenda D33 and the Dubai Real Estate Strategy 2033. These plans aim to double the size of Dubai’s economy, enhance quality of life, and solidify the city’s reputation as a global hub for talent, business, and innovation.
His Excellency Helal Saeed Almarri, Director General of DET, emphasized that the program is an economic lever meant to stimulate long-term demand and liquidity in the real estate sector. He noted that by lowering the entry barriers to buying your first home in Dubai, the government is not only strengthening market confidence but also fostering community cohesion and supporting talent retention.
His Excellency Omar Bu Shehab, Director General of DLD, added that the program represents Dubai’s commitment to a more transparent and accessible real estate market. It enables families to invest confidently in their futures while contributing to the city’s economic resilience.
Whether you’re a young professional or a growing family ready to invest, this program could be the gateway to owning your first home in Dubai. By bridging the gap between affordability and accessibility, it ensures that more residents can plant roots in a city that continues to evolve with them in mind.
The First-Time Home Buyer Program is also expected to boost market absorption rates, inject new energy into the off-plan segment, and raise the overall homeownership rate in Dubai—a central pillar of the 2033 strategy.
Applicants must register with the Dubai Land Department and share their property preferences. From there, they can explore developer offerings and mortgage plans tailored to their profile. As more partners join the program in the coming months, options will continue to grow, providing a wider selection for those seeking their first home in Dubai.
For more information and to begin your journey toward homeownership, visit the official website of the Dubai Land Department.
With robust public-private collaboration, targeted financial solutions, and a shared vision for an inclusive future, the First-Time Home Buyer Program is not just a policy—it’s a promise. A promise that buying your first home in Dubai is no longer a distant dream, but a practical, achievable reality for many.
To learn how to buy property in Dubai with an AED 10,000 monthly income in 2025, read our full blog now.
